Here's What I've Got!

When you create a budget, you need to set realistic expectations. Otherwise, you’re setting yourself up for disappointment. Instead, you need to create a budget that aligns with your values and character.

Automation is the act of setting up direct deposits that automatically send money into your bank accounts each paycheck. But first and foremost, you want to choose financial goals that are realistic.

If you’ve never saved money before, don’t make goals like, “I’m going to save 90% of my paycheck and spend only $20 on groceries each month,” when you clearly have been eating out every weekend.

There is nothing wrong with buying a toy or a shirt for someone. But instead of buying individual gifts, opt instead to make purchases on big-ticket items that make your family happy.